For health & life insurers

Lower claims cost, with numbers you can check.

Two products built for insurers in Egypt and the Arab world. Each starts with a 12-week shadow pilot that measures the result on your own members before any rollout.

Takamol Insurance Platform

Problem: Paper onboarding, identity fraud and claims that rise every year, with little data on members' health between renewals.
What changes: Digital onboarding with live face verification, consent-based activity data from the member's phone (raw data stays on the device), and one journey from underwriting to claims approval.
What we measure in the pilot: Onboarding time, the share of active consenting members, and claims per engaged member against a matched control group.

Book a private demo

Actuarial Studio

Problem: Pricing and fund-valuation models live in spreadsheets, so repricing a product or running a stress test is slow and the reasons behind a price are hard to explain.
What changes: Explainable pricing that shows how each risk factor moves the premium, claim-cost prediction with its reasons, and 10-year fund projections with stress scenarios.
What we measure in the pilot: Time to reprice a product, and the gap between expected and actual loss ratio.

Try the demo

Estimate the value for your portfolio

Enter your own figures to estimate the annual saving.

Annual claims—

Estimated annual saving—

Add the annual cost from your quote to see the return on investment.

Sources: a Vitality Group study (2024) found 4% lower claims costs over five years across about 40,000 lives at five US employers. Discovery Health reports that highly engaged Vitality members have 14% lower claims costs than non-members; engaged members self-select, so treat this as an upper bound. Results from other markets are not a promise for yours.

Interested in working with Takamol AI?

Whether you're an insurer, a public body, an enterprise or an investor — start with a walkthrough of the products.

Book a walkthrough Investor conversation